Welcome to sbaStrategies!

SBA Solutions for Lenders new to SBA Lending…….
So many community banks and credit unions have borrowers that need SBA loans but they do not want to invest the upfront capital needed to staff an entire SBA department just to do a few SBA loans a year. We will take your existing loan application, structure it to meet SBA requirements, add the required SBA eligibility analysis to your existing loan analysis, package the loan with all the required SBA forms and provide you with a complete package ready to submit to SBA for approval. Once the SBA loan is approved, we can process the loan for closing, ensuring that all SBA required documents are collected from the borrower and third parties, and coordinate the closing with a closing attorney. Once the loan is closed, a complete loan file will be returned to your financial institution along with a list of post-closing items still pending.

SBA lending provides a secondary market opportunity for the financial institution to sell the loan on the secondary market and profit from the sale. sbaStragies can help you maximize your profits from the sale of your loans by providing you the best resources.
We are with you every step of the way. We can assist in the servicing of your loans so that your financial institutions stays in compliance with the government guidelines and know they have a secure guarantee through the life of the loan.
You can think of us as your remote SBA Department!

Development of an SBA Department or Division……
sbaStrategies can provide small business lenders assistance or training. Our company provides training programs based on your company’s individual needs. We can help you put effective and efficient processes in place and provide the additional resources needed to assist your financial institution in becoming a successful small business lending team. The following is a listing of training programs sbaStrategies offers:

SBA Loan Eligibility
SBA Loan Structuring
SBA Loan Application Processing
SBA Loan Documentation
SBA Standard Loan Authorization
SBA Loan Closing and Funding
SBA Loan Servicing
SBA Department Plan Development
Development of SBA Loan Policies and Procedures

Assistance when you need it!
sbaStrategies can also act as a back office to your financial institution. Working for you and with you to provide services faster, less expensively, and more accurately, which increases SBA lending capacity and refocuses lending personnel to their own core tasks.
If your bank is an existing SBA lender, you may already have a SBA Department in place that processes your SBA loans. However, in today’s economy and the increasing need for SBA backed loans, you may need some temporary assistance or decide to permanently outsource part of the process. This note only relieves some of the burden from your existing staff, but also ensures that your borrower will leave with the satisfaction that their loan was processed in a timely manner. Regardless if you are a CLP or PLP Lender, SBA still requires the same information as part of the SBA application and sbaStrategies will prepare the package regardless of how it is being submitted to SBA. sbaStrategies can provide as much assistance as you require.

Lender and Staff Training and Support
sbaStrategies’ staff are experienced workshop facilitators. We offer a wide range of training courses to business lenders across the United States. Our courses are designed to provide the technical and marketing knowledge needed to successfully administer the SBA government loan programs.

Development of SBA Lending Policies and Procedures
Whether you are looking to create a SBA Department or if you have an existing department you are considering expanding, let sbaStrategies assist you in developing or updating your policies and procedures. We can aid in implementing effective and efficient SBA processes for your financial institution.

Loan Structure
We work with your loan officers to determine the eligibility and structure of the transaction; by doing so you know it can be approved at the SBA Central Processing Center.

Loan Packaging
This service assists community financial institutions that are un-interested in or are unable to invest the upfront capital needed to staff a SBA Department but still have borrowers needing SBA loans. sbaStrategies will work with your loan officer and their client to prepare the entire SBA Application. We then process it through the SBA until the financial institution receives its guarantee authorization.

Documentation
Once the SBA loan is approved, we can process the loan for closing, ensuring that all SBA required documents are collected from the borrower and third parties, and coordinate the closing with a closing attorney. Once the loan is closed, a complete loan file will be returned to your financial institution along with a list of post-closing items still pending.

Secondary Market Sales
SBA loans can provide a secondary market opportunity for your financial institution to sell the loan on the secondary market and profit from the sale. sbaStrategies can help you maximize your profits from the sale of your loans by providing you the best resources.

Lender File Review/Compliance
This service assists lenders in the review of their existing SBA loan portfolio and its adherence to the technical and operational standards established by SBA. We can identify file deficiencies and recommend solutions. sbaStrategies also provides lenders with a complete report which is a useful management tool.

Loan Servicing
We can assist in the servicing of your loans so that your financial institutions stays in compliance with the government guidelines and know they have a secure guarantee through the life of the loan.

Pre and Post Closing Reviews
These reviews verify your financial institution’s confidence in having a secure guarantee.

Workout Assistance
We will insure your recovery and response time meets SBA guidelines throughout the entire process, and will complete the guaranty purchase package documentation.

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